Could I have some opinions of best 3d programs? Money is no object either.

That's a very vague phrase '3d programs'. Are you looking for a 3d rendering engine like Source or the Unreal Engine? CAD software? 3D graphics design?

Source or Unreal if you want a rendering engine.
AutoCAD or Google Sketchup for CAD.
Blender for 3D graphics design.

What set's CAD apart from a 3D graphics design program? Would it be the engineering aspect? Also, I've heard something about Maya, does anybody have experience with that?

Hey, how about you go check out Bryce 6?
I love it so far, but I've cycled through trials, just to be sure I like it before I extend to hack it... I don't pay for anything. Lol.

okayy HERES where i come in, okay most 3d modeling is done in 3D Studio Max (aka 3DS Max) pretty sure moneys not a problem since ur gonna torrent it huh, well about maya, in my graphics class im taking, its not so much model design, as it is for rendering, but getting 3ds max and Maya would be a good thing, any ways im using 3ds max and its the shit haha, ur DEFF gonna need tuts on this, but if u have any questions ask me

Yeah, I use blender, and I'm decent at it, I just feel that some things are better done in 3DS max. I had maya cracked on my old computer, it was so hard, I had to change so many things to prevent it from showing up as pirated.

also another program thats useful for 3d modeling is milkshape? i think thats the name

try Autodesk Inventor

Ok, I don't think using someone's KeyGen or using a crack counts as hacking, you're just using someone's computer prowess to make yourself look good.

On topic:
I like to use AutoCAD. We use it in my Engineering III class for creating 3D renders of projects we make; desks, cannons, Ruben's Tubes, go-karts, etc.

I think every year I was in Engineering/Drafting we used different software. First AutoCAD, then some PoS called SolidEdge, then another PoS called SolidWorks, then Revit. Of all of them I liked Revit the most, but I see Google Sketchup as a really neat 'rapid development' tool.